Loan for the self-employed is always realizable
A loan for the self-employed is always realizable. Even if sometimes quite difficult. But this is mainly due to the banks, which have very high creditworthiness requirements for the self-employed. If you take a look at the lending to a permanent employee, you can see that this permanent position is usually the key to the loan.
Banks see this as a special security, although nowadays every employment relationship can be terminated. It is different with a self-employed person. There is no such security here because nobody can say exactly how sales will develop in the coming months and years. The bank therefore checks very carefully who and to what amount a loan is granted.
It gets even more complicated if the Private credit checker is also wrong. If a negative entry means that the creditworthiness has to be downgraded again. Then an online loan without Private credit checker must be made for the self-employed and ensure that the request for financial support can still be fulfilled.
Find an online loan without Private credit checker for the self-employed
An online loan without Private credit checker for the self-employed can be found on the Internet. There is hardly a bank with a branch system that dares to tackle this delicate matter. It looks a little different online. Here you will find intermediaries who promise to help even in difficult situations. They usually work with different lenders and try to forward each loan application to the appropriate lender. If a loan comes about, this will surely please the self-employed.
However, if the collateral is not sufficient for a loan, it will have to be increased. For the self-employed, this means that the first step is to get the Private credit checker back on track. If you are lucky, the negative entry is an old entry that only needs to be deleted.
However, this is only possible if you inform the Private credit checker and can also explain the unjustified entry. If the deletion has not yet expired, you must speak to the company that initiated the entry. Only the company can have the entry deleted early.
Once this has been done, a second co-applicant must be found. If possible, this should be someone who does not work on an independent basis and is bound to a job that is subject to social security contributions. The income should be so generous that it is well above the garnishment limit and can therefore be used as security. With these prerequisites, you can then go back to a bank for a loan and assume that the chances of it are now significantly better.